This announcement is a reminder with teeth: P2PIndex is for comparison; your CEX order ticket is for execution. If those two roles blur, people pay outside escrow, accept rail changes in DMs, or release on “pending” proof. The fix is boundaries you can repeat every day.
The boundary in one line
🧭Compare on P2PIndex, execute on the CEX
Use https://ngn.lol/board to shortlist. Use the official CEX order screen to confirm method, limits, payer rules, chat proof, and dispute actions before any NGN transfer.
What can differ (and why it’s normal)
- Limits & availability can change between refresh windows.
- Payment method text may be reformatted or updated by the venue.
- Account-tier views may show different rails for different users.
Escrow-first checklist (04/30 edition)
- Shortlist on /board using rails you can fund (Opay / PalmPay / Kuda / bank).
- Before paying, confirm the CEX order ticket method text and payer-name rules.
- Keep all proof inside the escrow chat; refuse WhatsApp/Telegram “faster verification.”
- Release only after credited confirmation (not pending screenshots).
FAQ (CEX search intent)
Is P2PIndex a CEX?
No. P2PIndex does not custody funds or run escrow. The CEX hosting the order defines rules, KYC, and dispute outcomes.
📚 Internal links
- Never pay outside escrow — https://ngn.lol/blog/never-pay-outside-venue-escrow-ngn-p2p-safety
- Shareable filter links — https://ngn.lol/blog/knowledge-share-board-filter-links-reproducible-ngn-apr-2026
- Why board can differ from app — https://ngn.lol/blog/why-p2p-board-can-differ-from-exchange-app
⚖️Disclaimer
Educational announcement only. Follow each CEX’s official P2P rules and local compliance requirements.